Jill Smith
President
Smith & Associates Insurance is a local family owned and operated Florida Independent Agency. Our agency was founded in 1998, but we have been in the insurance consultation and placement business since 1981. Our goal is not to simply sell you a policy, but to find the right combination of price and coverage to best fit your individual needs. Our primary focus is our customers and we strive to exceed expectations by delivering outstanding service. The difference is expertise and experience.
As an Independent Agent, we are not limited to one carrier. Therefore, we can work for you to ensure that you have choices concerning your insurance needs with A Rated Carriers. We would be honored to serve as your insurance agent so when the unexpected happens you know you’re insured correctly.
Our Volusia County office offers both Personal and Commercial Lines products and services. While specializing in Condominium and Homeowners Association Insurance, we offer a range of products including, but not limited to Auto Insurance, Homeowners Insurance, Renters, Motorcycle, RV/Boat/ATV, Business Owners, Workers’ Compensation, General Liability, Commercial Auto, Personal & Commercial Umbrella, Flood, Dwelling Fire and other Specialty Coverage.
Our office provides insurance and financial services across Florida, including but not limited to:
Posted: June 16, 2025
June is National Pet Preparedness Month, the perfect time to plan for your pet’s safety when planning a summer trip. Whether you’re planning a road trip, flying to a new destination, or leaving your pet at home, creating a safety plan for pets prevents stress, worry, and unexpected emergencies. This guide covers essential pet travel tips, including how travel insurance and pet insurance can provide...
Posted: June 4, 2025
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients. Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...
Posted: June 4, 2025
Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...
Posted: June 2, 2025
June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them: 1. Water Damage Water damage is...