Jill
Jill Smith
President

Smith & Associates Insurance - Insuring New Smyrna Beach & All of Florida

Smith & Associates Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance, Condominium Insurance, and Homeowners Association Insurance to New Smyrna Beach and All of Florida

Smith & Associates Insurance is a local family owned and operated Florida Independent Agency. Our agency was founded in 1998, but we have been in the insurance consultation and placement business since 1981. Our goal is not to simply sell you a policy, but to find the right combination of price and coverage to best fit your individual needs. Our primary focus is our customers and we strive to exceed expectations by delivering outstanding service. The difference is expertise and experience.

As an Independent Agent, we are not limited to one carrier. Therefore, we can work for you to ensure that you have choices concerning your insurance needs with A Rated Carriers. We would be honored to serve as your insurance agent so when the unexpected happens you know you’re insured correctly. With our agency, you’re not just a number. You’re family.

Our Volusia County office offers both Personal and Commercial Lines products and services. While specializing in Condominium and Homeowners Association Insurance, we offer a range of products including, but not limited to Auto Insurance, Homeowners Insurance, Renters, Motorcycle, RV/Boat/ATV, Business Owners, Workers’ Compensation, General Liability, Commercial Auto, Personal & Commercial Umbrella, Flood, Dwelling Fire and other Specialty Coverage.

Our office provides insurance and financial services across Florida, including but not limited to:

  • New Smyrna Beach, Port Orange, Ponce Inlet, Edgewater, Daytona Beach, Daytona Beach Shores, South Daytona, Ormond Beach, Palm Coast, Deland, Holly Hill, Oak Hill, and Orlando

Call TODAY for a FREE consultation at 386-409-8004.

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

Common Benefits Of Commercial Property Insurance

Posted: August 4, 2020

Owning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Posted: August 1, 2020

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Posted: July 19, 2020

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Planning Your Driving Route For Maximum Efficiency

Posted: July 16, 2020

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...