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Jill
Jill Smith
President

Smith & Associates Insurance - Insuring New Smyrna Beach & All of Florida

Smith & Associates Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance, Condominium Insurance, and Homeowners Association Insurance to New Smyrna Beach and All of Florida

Smith & Associates Insurance is a local family owned and operated Florida Independent Agency. Our agency was founded in 1998, but we have been in the insurance consultation and placement business since 1981. Our goal is not to simply sell you a policy, but to find the right combination of price and coverage to best fit your individual needs. Our primary focus is our customers and we strive to exceed expectations by delivering outstanding service. The difference is expertise and experience.

As an Independent Agent, we are not limited to one carrier. Therefore, we can work for you to ensure that you have choices concerning your insurance needs with A Rated Carriers. We would be honored to serve as your insurance agent so when the unexpected happens you know you’re insured correctly. With our agency, you’re not just a number. You’re family.

Our Volusia County office offers both Personal and Commercial Lines products and services. While specializing in Condominium and Homeowners Association Insurance, we offer a range of products including, but not limited to Auto Insurance, Homeowners Insurance, Renters, Motorcycle, RV/Boat/ATV, Business Owners, Workers’ Compensation, General Liability, Commercial Auto, Personal & Commercial Umbrella, Flood, Dwelling Fire and other Specialty Coverage.

Our office provides insurance and financial services across Florida, including but not limited to:

  • New Smyrna Beach, Port Orange, Ponce Inlet, Edgewater, Daytona Beach, Daytona Beach Shores, South Daytona, Ormond Beach, Palm Coast, Deland, Holly Hill, Oak Hill, and Orlando

Call TODAY for a FREE consultation at 386-409-8004.

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Posted: January 19, 2021

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Posted: January 16, 2021

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

Beginner's Guide to Commercial Auto Insurance

Posted: January 9, 2021

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...

If A Contractor Damages My Home, Whose Insurance Covers It?

Posted: January 8, 2021

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...