Jill
Jill Smith
President

Smith & Associates Insurance - Insuring New Smyrna Beach & All of Florida

Smith & Associates Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance, Condominium Insurance, and Homeowners Association Insurance to New Smyrna Beach and All of Florida

Smith & Associates Insurance is a local family owned and operated Florida Independent Agency. Our agency was founded in 1998, but we have been in the insurance consultation and placement business since 1981. Our goal is not to simply sell you a policy, but to find the right combination of price and coverage to best fit your individual needs. Our primary focus is our customers and we strive to exceed expectations by delivering outstanding service. The difference is expertise and experience.

As an Independent Agent, we are not limited to one carrier. Therefore, we can work for you to ensure that you have choices concerning your insurance needs with A Rated Carriers. We would be honored to serve as your insurance agent so when the unexpected happens you know you’re insured correctly. With our agency, you’re not just a number. You’re family.

Our Volusia County office offers both Personal and Commercial Lines products and services. While specializing in Condominium and Homeowners Association Insurance, we offer a range of products including, but not limited to Auto Insurance, Homeowners Insurance, Renters, Motorcycle, RV/Boat/ATV, Business Owners, Workers’ Compensation, General Liability, Commercial Auto, Personal & Commercial Umbrella, Flood, Dwelling Fire and other Specialty Coverage.

Our office provides insurance and financial services across Florida, including but not limited to:

  • New Smyrna Beach, Port Orange, Ponce Inlet, Edgewater, Daytona Beach, Daytona Beach Shores, South Daytona, Ormond Beach, Palm Coast, Deland, Holly Hill, Oak Hill, and Orlando

Call TODAY for a FREE consultation at 386-409-8004.

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Posted: November 19, 2019

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

Posted: November 16, 2019

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

How Business Owners Package (BOP) Insurance Can Save You Money

Posted: November 4, 2019

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

Is My Business Big Enough For Cyber Liability Insurance?

Posted: October 19, 2019

If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...