Jill
Jill Smith
President

Smith & Associates Insurance - Insuring New Smyrna Beach & All of Florida

Smith & Associates Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance, Condominium Insurance, and Homeowners Association Insurance to New Smyrna Beach and All of Florida

Smith & Associates Insurance is a local family owned and operated Florida Independent Agency. Our agency was founded in 1998, but we have been in the insurance consultation and placement business since 1981. Our goal is not to simply sell you a policy, but to find the right combination of price and coverage to best fit your individual needs. Our primary focus is our customers and we strive to exceed expectations by delivering outstanding service. The difference is expertise and experience.

As an Independent Agent, we are not limited to one carrier. Therefore, we can work for you to ensure that you have choices concerning your insurance needs with A Rated Carriers. We would be honored to serve as your insurance agent so when the unexpected happens you know you’re insured correctly. With our agency, you’re not just a number. You’re family.

Our Volusia County office offers both Personal and Commercial Lines products and services. While specializing in Condominium and Homeowners Association Insurance, we offer a range of products including, but not limited to Auto Insurance, Homeowners Insurance, Renters, Motorcycle, RV/Boat/ATV, Business Owners, Workers’ Compensation, General Liability, Commercial Auto, Personal & Commercial Umbrella, Flood, Dwelling Fire and other Specialty Coverage.

Our office provides insurance and financial services across Florida, including but not limited to:

  • New Smyrna Beach, Port Orange, Ponce Inlet, Edgewater, Daytona Beach, Daytona Beach Shores, South Daytona, Ormond Beach, Palm Coast, Deland, Holly Hill, Oak Hill, and Orlando

Call TODAY for a FREE consultation at 386-409-8004.

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

Common Commercial Property Insurance Exclusions

Posted: September 19, 2019

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Understanding The Liability Portion Of Homeowners Insurance

Posted: September 16, 2019

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Understanding The Different Types Of Surety Bonds

Posted: September 4, 2019

If you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...

Staying Safe When Passing A Roadside Accident

Posted: September 1, 2019

Accidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane...